I called my bank and told them is there a way that they can help lowering my payment. They basically told me to get the net and gross income of ours and then the bills that we pay monthly and then to call them and give them the info and they will see if there is a way to lower our interest rate. I wanted to know if anyone else knew about something like this and how does it work and what does it all have to do with the interest rate? They said it is not refinancing, so I don't understand. Question about my mortgage rate?
they are trying to do a loan modification agreement with you rather than foreclose
so do it
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