It all depends. I recommend sitting with a loan officer. They explain everything and cover all the government programs you can qualify for. (for example, there are teacher programs, military, first time home buyers, etc.) There's a new program called Community Commitment Program where you can actually pay monthly payments as low as $469/month. You can qualify for this program if you've been bankrupt before and they actually add in undocumented income to improve your salary and the house you can get. I know a couple lenders/ loan officers. If you need anymore help please feel free to email me: jskylar9257@yahoo.com
Hope this helps!How can I get goverment help with buying a house?
FHA mortgages. any realtor can help youon that issue.
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