How do i get a mortgage with a cltv of 100% or more. my adj. rate mtg adj. in 10 months?

my adj. rate mtg adj. in 10 months and i will not be able to afford it then please help.How do i get a mortgage with a cltv of 100% or more. my adj. rate mtg adj. in 10 months?
there arent many lenders that do over 100CLTV. I found interesting information about your answer %26amp; the best options here.


http://all-mortgage-calculators.blogspot鈥?/a>


Good luck!How do i get a mortgage with a cltv of 100% or more. my adj. rate mtg adj. in 10 months?
EASY,


Did you try www.lendingtree.com ?


They will help you.
You mean, you know what rates are going to be like in 10 months? You know what your property value is going to be? WOW! Dude, if you can predict what rates are going to be in 10 months, you are in the wrong field. If you can do this you can find a job that will pay you more then enough to pay your mortgage!





Seriously now, if you think you won't be able to afford this loan in 10 months, why do you want to add more debt? Makes no sense to me. My suggestion would be to pay down on your principal as much as you can between now and the time you look to refinance. You will get something from your lender about 30-60 days before you rates and payments adjust. Who knows, maybe you get a raise at work, maybe it doesn't adjust as much as you think it will.





Good luck!
there are still a few lenders that will do 100% but if you have 10 months to go I would wait about 6 more for things to settle down then refi by then some lenders might have loosened policies a bit and there will be more to choose from
there arent many lenders that do over 100CLTV....





I worked for LendingTree, and they definitely do not go over 100%.





you will need to find a good mortgage broker that has access to a lot of lenders.





Make sure to check if there is a prepayment penalty on the loan!