I'd say your best bet is to contact a loan modification company that utilizes attorneys and the threat of a forensic file audit.
I can point you in the direction of one if you need.How do I get real information on getting my mortgage redone!?
You should contact HUD. The official government website. Also, many cities and states have grants to assist but don't advertise. Look on your local state, city or county website for help! Good Luck!
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