How does an adult with a high mortgage today, get assistance to pay for college?

I am an adult with a full time job, 2 son's in college, co-signed too many loans for 1 son and have a very high mortgage payment, not the greatest credit and very little left to pay for college. Is there any help for college assistance for me?How does an adult with a high mortgage today, get assistance to pay for college?
El Vee:





Like nearly all college students, you are eligible to apply for federal student aid by completing the Free Application for Federal Student Aid, or FAFSA. That application is used by the US Department of Education to evaluate your financial aid need. Depending on the information you provide, you may qualify for the special forms of financial aid known as need-based aid, which include all of the Federal Student Aid programs grants (Pell, FSEOG, ACG and SMART), a couple of helpful loan programs (Perkins and subsidized Stafford), and the federal work study program.





Every eligible FAFSA applicant is offered the opportunity to borrow from the Stafford lending program - and you - as an ';independent'; financial aid applicant - will be given the option of borrowing up to $9500 for your freshman year of school. For you, the Stafford is especially useful, because the Stafford application does not include any questions about your income, debts or credit history. That ';not the greatest credit'; of yours won't impact your Stafford loan - you're already approved.





The federal government does not offer any special programs for dislocated workers who want to return to college - or attend it for the first time, but some states do. Generally speaking, these programs require that you have been employed in particular industries that have been identified as ';extinct'; or being phased out.





There are few (if any) special programs for non-traditional students who have decided to attend college, later on in life. There are, however, scholarships that are awarded by organizations dedicated to helping non-traditional students with college aspirations.





I'd recommend that you spend a few minutes with the US Department of Education booklet that I'm linking - it's called ';Funding Education Beyond High School: The Guide to Federal Student Aid';. This booklet will introduce the entire aid system, telling you what's available, who qualifies, and how to apply. I think you'll find it very informative.





Good luck to you!How does an adult with a high mortgage today, get assistance to pay for college?
You can apply for federal financial aid just like your son's did. And just like your sons, you can get low interest, no cosigner needed federal Stafford loans. You don't have to have to pass a credit check and you don't need a full time job. On the fafsa question where it asks how many in your family are in college, be SURE you put 3 (three) in college. You and your two sons... as long as neither one of them are married, have kids they support.... basically if they are still reporting your income info on their fafsa applications. Because even if your son's did not qualify for free money, you might because of this fact!!





Good luck.


This is an excellent book about federal aid, esp loans.





Apply at http://fafsa.ed.gov